CREDIT + DEBT
Credit and debt are a necessary part of most people’s lives. The key is having a plan to manage them. Here are a few tips from Cricket and Acorns to help you stress less and pay off more.
FACT or MYTH:
MYTH. It can actually hurt your score. That’s because a big part of your score is your utilization rate—how much credit you’ve used compared to how much you have available. And it works both ways: cancelling a card you don’t use can also lower your score by reducing your available credit.
Ready to Decrease Your Debt? You Got This.
3 steps for getting out
of credit card debt
Deflect debt with prepay
